Understanding Credit



Your Friend Credit Card is the fast, easy, convenient and safe way to pay for all purchases. Worldwide acceptance at millions of merchant locations, no annual fee, and a low variable annual percentage rate are just a few of the benefits:

  • Low variable annual percentage rate
  • 25-day grace period on all purchases
  • Fraud and zero liability protection
  • Convenience checks
  • Automatic and online payment options
  • Free balance transfer feature
  • Common carrier insurance (Up to $500,000)
  • Auto rental insurance option
  • Accepted at participating ATMs around the world


When you use your Friend Credit Card, you’ll earn points in the DreamMiles Rewards® program, and we’ll even start you off with 2,000 bonus points. Use your points for valuable awards, including:

  • Free airline tickets and discounts
  • Quality merchandise
  • Free cruises
  • Hotel and resort discounts
  • Shopping awards
  • Dining and entertainment awards
  • Cash back


Ask your Friend banker for an application for a Friend MasterCard® or Visa®, both offering the same great features and benefits.

For more information about the Friend Credit Card, please visit www.24-7cardaccess.com


All Accounts, Visa® Check Cards, Overdraft Protection, Loans, and Lines of Credit are subject to credit approval.

Equal Housing Lendor. Member FDIC. © Copyright 2008 Friend Bank. (334) 886-2367   References to Friend Bank should be understood to mean Slocomb National Bank doing business as Friend Bank.